1. Accessing Portfolio Improvements
Steps
Tap the Wealth icon at the bottom of the navigation.
Tap the Health Badge below the P&L card.
Tap the Portfolio Health card.
Check for Alternatives in your holdings.
Tap the Diversification card to view your Diversification Score.
Scroll down to Needs Attention and select Portfolio Improvement.
You can also find similar insights directly on the Home screen under Asset Health.
2. Reviewing Your Portfolio Improvements
For Stocks
High Concentration Risk
See any stock or sector representing over 30% of your portfolio. Tap to view detailed information.
Low Quality
View stocks with fundamentals, technicals, sentiment, and risk scores below the "Risky" threshold.
For Mutual Funds
Underperforming Funds
Compare your fund returns with peers and see "Missed Gains". Tap to view the percentage and amount.
Poor Quality Funds
Identify funds with weak EPS, ROCE, revenue, or profit metrics.
3. Exploring Alternatives
Tap Check Alternatives to view higher-scoring stocks and funds.
Sort alternatives by AI Score or return potential.
Tap View Analysis for side-by-side comparisons and one-click steps to switch.
Things to Keep in Mind
The 30% Threshold applies per sector for Indian equities. Rebalance flagged positions carefully.
Past year data underpins underperformance and quality metrics, but past performance is not a guarantee of future results.
Switching costs (like exit loads or taxes) may apply. Verify these with your fund house or advisor.
Frequently Asked Questions
Why don’t I see any underperforming funds?
Your funds have matched or outperformed peer averages over the last 12 months—well done!How do I pick from a long alternatives list?
Sort by the AI Score (0–100) next to each option or filter by category. Tap any recommendation to view its one-year performance chart before deciding to switch.
Need help?
For any questions or guidance email us at [email protected].