Q1: What is the InvestMates Pro Subscription for NRIs?
The InvestMates Pro Subscription is a premium service designed exclusively for NRIs. It offers a holistic financial management experience by allowing you to monitor both your US and Indian portfolios on a single platform. With advanced analytics, extended institution linkage, and specialized features like crypto and real estate tracking, Pro transforms your wealth management into a seamless, insightful process.
Q2: What key features are unlocked with the Pro Subscription?
A: When you upgrade to Pro, you gain access to:
Unlimited Account Linking: Unlike the free version, which allows a maximum of 2 institutions, Pro enables you to link accounts from multiple financial institutions—covering banks, brokerages, and more.
Integrated Portfolios: View both your US and Indian investments under one account, including family members’ portfolios.
Advanced Portfolio Analytics: Benefit from enhanced insights and real-time data, helping you identify risks, underperformance, and new investment opportunities.
Crypto & Real Estate Tracking: Track your crypto holdings through integrated wallets/exchanges and monitor real-time property values.
Taxation & Filing Support: Enjoy discounts on tax reporting, filing services, and assistance with repatriation queries.
VIP Support: Receive priority assistance to resolve queries or technical issues quickly.
Q3: How many financial institutions can I link under the Pro Subscription?
Pro users can link accounts from more than three financial institutions. This is a significant upgrade from the free plan, which is limited to two institutions integration while manual is free. This flexibility lets you capture a complete picture of your diversified portfolio.
Q4: What is the free trial, and what happens once it ends?
All Pro subscriptions include a 14-day free trial during which you can experience the full range of premium features without providing payment details upfront.
During the Free Trial: You have access to all Pro features including unlimited institution linkage, advanced analytics, crypto tracking, and more.
After the Free Trial: If you do not upgrade your payment information, you will lose the ability to add new institutions, and features like crypto details will be limited to viewing only current values. Already linked accounts will remain visible, but the automatic syncing and advanced insights will be disabled.
Q5: What are the pricing options and billing cycles for Pro?
You can choose between two flexible billing cycles:
Monthly Subscription: $12.99 per month.
Annual Subscription: $100 per year.
All plans start with a 14-day free trial. Billing begins automatically at the end of the trial period, and your subscription will renew automatically based on the selected billing cycle. You’ll be reminded to update your payment information if needed.
Q6: How do I upgrade from the free plan to Pro?
If you exceed the free plan limits—such as by linking more than two institutions, adding family members, or integrating a mix of US and Indian portfolios—the app will notify you that you qualify for a free trial of Pro. You can also upgrade manually from the dedicated Pro Subscription screen or via in-app prompts.
Q7: Can I switch between the NRI version and the Indian version of InvestMates?
Yes. NRIs have the option to switch to the Indian version. However, if you try to import data while in the Indian version, a prompt will appear encouraging you to upgrade to the Pro Subscription for full access. This ensures you always have the most relevant tools for managing your diverse portfolios.
Q8: What kind of support can I expect as a Pro subscriber?
Pro subscribers receive VIP support with priority assistance. This means any queries or technical issues you encounter are resolved faster, ensuring you have reliable help whenever you need it.
Q9: What happens if I decide to cancel my Pro subscription?
You can cancel your Pro subscription at any time. Once cancelled, you will continue to have access to Pro features until the end of your current billing period. After that, your account will revert to the free plan, which comes with limited functionality such as a cap on the number of institutions you can link and restricted access to certain premium features.
Q10: How does the Pro Subscription help me manage my wealth more effectively?
The Pro Subscription is built to empower you with complete financial visibility and control. By integrating multiple portfolios (both US and Indian), providing advanced analytics and real-time tracking for crypto and real estate, and offering personalized insights and tax support, Pro enables you to make informed, confident investment decisions—all while saving time and reducing the complexities of managing a diverse financial portfolio.
Below is an updated review of our billing-related FAQs along with some additional questions to ensure all billing scenarios are covered. Please review these items and let me know if there’s any additional information or any scenario we might have missed:
Q: What are the pricing options and billing cycles for Pro?
You can choose between two billing cycles:
Monthly Subscription: $12.99 per month.
Annual Subscription: $100 per year.
All subscriptions begin with a 14-day free trial. Once the trial ends, billing starts automatically on your chosen cycle.
Q: When does billing start for my Pro subscription?
Billing begins automatically at the end of your 14-day free trial. For example, if you subscribe on November 1, your first billing cycle will start on November 15. For monthly subscriptions, this cycle covers the following 30 days; for annual subscriptions, it covers one full year.
Q: Do I need to provide payment information to start my free trial?
No, you are not required to enter payment details to begin your 14-day free trial. During the trial, you can choose to update your payment information at any time. However, you will be reminded to do so before the trial ends to ensure uninterrupted access to all Pro features.
Q: What happens if I don’t update my payment information by the end of my free trial?
If you don’t update your payment information before the trial period ends, you will lose access to Pro features that require an active subscription. You’ll still be able to see your existing linked net worth, but you won’t be able to add new institutions or access premium analytics, and your account will revert to the free plan.
Q: Can I update or change my payment information during the free trial?
Yes, you can update your payment details at any time during the free trial. We will remind you to add or update your payment information before the trial period ends, ensuring a smooth transition to the paid subscription.
Q: Will my Pro subscription renew automatically?
Yes, after your free trial ends, your subscription will automatically renew according to the billing cycle you selected (monthly or annually). You can cancel your subscription at any time before the renewal date if you wish to avoid further charges.
Q: Can I cancel my Pro subscription during the free trial?
Absolutely. You may cancel your subscription at any time during the free trial. If you cancel during the trial, you will continue to have access to Pro features until the end of the trial period, after which your account will revert to the free plan with its limitations.